To save Rs. 1 crore within 15 years, you must first choose the right investment option. Lets figure it out with the help of rate of returns.

Rate of Return : 6%

At 6% return, you will have to invest Rs 35,000 per month for next 15 years.

investment Option : Fixed deposit

Risk Level : Low

Invested Amount : Rs 63,00,000

Wealth Gain : Rs 37,90,775

Expected Amount : Rs 1,00,90,775

Rate of Return : 10%

At 10% return, you will have to invest Rs 24,000 per month for next 15 years.

investment Option : Gold, Real Estate

Risk Level : Low/Medium

Invested Amount : Rs 44,82,000

Wealth Gain : Rs 55,18,332

Expected Amount : Rs 1,00,00,332

Rate of Return : 12%

At 12% return, you will have to invest Rs 21,050 per month for next 15 years.

investment Option : Mutual Funds

Risk Level : Medium

Invested Amount : Rs 37,82,700

Wealth Gain : Rs 62,18,954

Expected Amount : Rs 1,00,001,654

Rate of Return : 15%

At 15% return, you will have to invest Rs 15,000 per month for next 15 years.

investment Option : Stock Market

Risk Level : High

Invested Amount : Rs 29,25,000

Wealth Gain : Rs 70,90,884

Expected Amount : Rs 1,00,15,884

you would be able to create a corpus of Rs 1 crore in 15 years by analysing the above rate of returns.

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